Individual and Family™ PPO Value for Seniors

Affordable dental coverage, designed for people 65 and older.


A cost-effective plan designed for people 65 and over. Includes 100% coverage for preventive and diagnostic services and discounts on basic and major restorative services.

  • Most preventive and diagnostic care covered at 100%
  • Discounts of up to 45% off restorative treatment provided by Massachusetts Delta Dental PPO dentists
  • Access to our expansive network
  • No deductibles, copays, or annual maximum
  • No administrative hassles – the dentist takes care of the paperwork

PPO Value for Seniors Plan
Dental Benefit & Procedure Highlights

Plan features per benefit year

Plan Year Maximum Deductible Preventive Care
There is no maximum for this plan. There is no deductible for this plan.
100%
Fillings Crowns Root Canal
Negotiated discount rate. Negotiated discount rate. Negotiated discount rate.
Non-Surgical and Surgical Extractions and Implants Periodontal cleaning Orthodontics
Negotiated discount rate. Negotiated discount rate. Not covered
Annual Contract Waiting Periods Office Visit Copay
Yes No waiting period for preventative services. None

Coverage percentages displayed in the table above represent the percentage of the allowed amount that is covered by Delta Dental of Massachusetts.

For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.

Compare to similar plans

  This Plan  
  Delta Dental Individual
and Family™ PPO Value
for Seniors
Delta Dental Individual
and Family Premier
Option One
Description A cost-effective plan designed for people 65 and over. Includes 100% coverage for preventive and diagnostic services and discounts on basic and major restorative services. Our most popular plan. Pairs a $1,000 annual maximum with comprehensive coverage and access to our largest network.
Plan Year Maximum
per person
There is no maximum for this plan. $1,000
Deductible There is no deductible for this plan.  $50
Preventive Care
Cleanings, exams, x-rays, and fluoride
100% 100%
Fillings Negotiated discount rate. 80%
Crowns Negotiated discount rate. 50%
Root Canal Negotiated discount rate. 80%
Implants Negotiated discount rate. 50%
Office Visit Copay None May apply
Periodontal cleaning 100% 100%
Orthodontics Not Covered Not Covered
Annual Contract Yes Yes
Waiting Periods No waiting period for preventative services. No waiting period for preventative services.

Coverage percentages displayed in the tables above represent the percentage of the allowed amount that is covered by Delta Dental of Massachusetts.

Frequently Asked Questions

What are Individual and Family plans and who are they for?
Delta Dental Individual and Family plans are available exclusively in Massachusetts and are designed for those who do not have dental coverage through their employer or who want additional coverage for themselves or their family.
Which dentist accept these plans?
Delta Dental has the largest network of dentists nationwide. Find the dentist participating in your plan through our Find a Dentist search tool.
How much can I save by enrolling in a dental benefits plan?
All our Individual and Family plans include Delta Dental of Massachusetts’s largest network of providers. As a plan member you have access to discounted charges on common dental treatments like crowns, root canals, exams & cleanings, fillings, implants and more Check out our Dental Care Cost Estimator Tool to get an approximate cost for a procedure in your area.
Don't see your question listed above? Check out the Individual and Family Plan FAQ page.

Delta Dental of Massachusetts PPO and Premier insurance products are offered by Dental Service of Massachusetts, Inc. Delta Dental of Massachusetts EPO and Total Choice PPO 2000 insurance products are offered by DSM Massachusetts Insurance Company, Inc.

May only be purchased and used by those who have primary residence in Massachusetts.

i. The information provided in this website is a summary and is intended for illustration purposes only. Please see your Subscriber Certificate or other contract with Delta Dental of Massachusetts for complete details of your rights and obligations. Should any discrepancy arise, any such contract supersedes this illustration.

ii. Discounts only available for services provided by Massachusetts Delta Dental PPO dentists. No discounts available for restorative treatment provided by any other dentist. The member is responsible for paying for restorative treatment charges.