Individual and Family™ Premier – Option Two

Great coverage and access to the largest network nationwide.


This plan combines the advantages of our Premier Option One plan, with slightly higher out-of- pocket costs and a lower monthly cost.

Thanks to Delta Dental’s nationwide presence and negotiating strength, this plan provides access to Delta Dental dentists almost anywhere in the country. Along with unparalleled access, you’ll also enjoy great savings; claims savings average 30% over traditional dental plans.

  • Coverage for diagnostic and preventive care, including routine checkups, restorative care, and oral surgery
  • No claims forms to fill out when services are provided by a participating dentist
  • No balance billing by participating dentists
  • Coverage for services performed by non-participating dentists at a lower benefit level


Premier Option Two Plan
Dental Benefit & Procedure Highlights

Plan features per benefit year

Plan Year Maximum Deductible Preventive Care
$1,000 $50
100%
Fillings Crowns Root Canal
50% 40% 50%
Non-Surgical and Surgical Extractions and Implants Periodontal cleaning Orthodontics
40% 100% Not covered
Annual Contract Waiting Periods  
Yes No waiting period for preventative services.  

Coverage percentages displayed in the table above represent the percentage of the allowed amount that is covered by Delta Dental of Massachusetts.

For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.

Compare to similar plans

  This Plan  
  Delta Dental Individual
and Family Premier
Option Two
Delta Dental Individual
and Family Premier
Option One
Description This plan combines the advantages of our Premier Option One plan, with slightly higher out-of- pocket costs and a lower monthly cost. Our most popular plan. Pairs a $1,000 annual maximum with comprehensive coverage and access to our largest network.
Plan Year Maximum
per person
$1,000 $1,000
Deductible $50 $50
Preventive Care
Cleanings, exams, x-rays, and fluoride
100% 100%
Fillings 50% 80%
Crowns 40% 50%
Root Canal 50% 80%
Implants 40% 50%
Surgical Extractions 50% 80%
Periodontal cleaning 100% 100%
Orthodontics Not Covered Not Covered
Annual Contract Yes Yes
Waiting Periods No waiting period for preventative services. No waiting period for preventative services.

Coverage percentages displayed in the tables above represent the percentage of the allowed amount that is covered by Delta Dental of Massachusetts.

Frequently Asked Questions

What are Individual and Family plans and who are they for?
Delta Dental Individual and Family plans are available exclusively in Massachusetts and are designed for those who do not have dental coverage through their employer or who want additional coverage for themselves or their family.
Which dentist accept these plans?
Delta Dental has the largest network of dentists nationwide. Find the dentist participating in your plan through our Find a Dentist search tool.
How much can I save by enrolling in a dental benefits plan?
All our Individual and Family plans include Delta Dental of Massachusetts’s largest network of providers. As a plan member you have access to discounted charges on common dental treatments like crowns, root canals, exams & cleanings, fillings, implants and more Check out our Dental Care Cost Estimator Tool to get an approximate cost for a procedure in your area.
Don't see your question listed above? Check out the Individual and Family Plan FAQ page.

Delta Dental of Massachusetts PPO and Premier insurance products are offered by Dental Service of Massachusetts, Inc. Delta Dental of Massachusetts EPO and Total Choice PPO insurance products are offered by DSM Massachusetts Insurance Company, Inc.

May only be purchased and used by those who have primary residence in Massachusetts.

i. The information provided in this website is a summary and is intended for illustration purposes only. Please see your Subscriber Certificate or other contract with Delta Dental of Massachusetts for complete details of your rights and obligations. Should any discrepancy arise, any such contract supersedes this illustration.