Individual and Family Dental Plans
Our Individual and Family dental plans are designed for those who do not have coverage through their employer or who would like additional dental coverage. Click on any Dental Plan Name in the chart below to view plan details or click Get Quote to get a free customized dental plan quote based on zip code and personal preferences.
Advancing oral health for a healthier tomorrow – that is the Delta Dental of Massachusetts mission. Today we are responding to changes in the healthcare marketplace by expanding the range of products we offer for individuals and families.
Whether you are single, a parent with young children, a parent of college-age children, or a senior contemplating retirement, you can be certain that Delta Dental of Massachusetts will provide affordable access to quality care with our Individual and Family plans.
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Provides the highest level of coverage for both preventive and basic restorative treatments with a generous $2,000 annual benefit maximum. |
Our most popular plan. Pairs a $1,000 annual maximum with comprehensive coverage and access to our largest network. |
This plan combines the advantages of our Premier Option One plan, with slightly higher out-of- pocket costs and a lower monthly cost. |
A cost-effective plan designed for people 65 and over. Includes 100% coverage for preventive and diagnostic services and discounts on basic and major restorative services. |
An affordable plan with comprehensive coverage and access to a broad network. Coverage is available only with in network providers. |
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|---|---|---|---|---|---|
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Plan year maximum (per person) |
$2000 |
$1000 |
$1000 |
There is no maximum for this plan. |
$1000 |
|
Deductible (waived for diagnostic and preventive care) |
$50 |
$50 |
$50 |
There is no deductible for this plan. |
$50 |
|
Preventive Care: Cleanings, exams, x-rays, and fluoride |
100% |
100% |
100% |
100% |
100% |
|
Fillings |
100% |
80% |
50% |
Negotiated discount rate |
70% |
|
Crowns |
60% |
50% |
40% |
Negotiated discount rate |
40% |
|
Root Canal |
100% |
80% |
50% |
Negotiated discount rate |
70% |
|
Implants |
60% |
50% |
40% |
Negotiated discount rate |
40% |
|
Periodontal Cleaning |
100% |
100% |
100% |
100% |
100% |
|
Orthodontics |
No |
No |
No |
No |
No |
|
Annual Contract |
Yes |
Yes |
Yes |
Yes |
Yes |
|
Waiting Period |
Yes |
Yes |
Yes |
Yes |
Yes |
Total Choice PPO 2000Provides the highest level of coverage for both preventive and basic restorative treatments with a generous $2,000 annual benefit maximum. |
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Delta Dental Individual and Family™ Premier Option OneOur most popular plan. Pairs a $1,000 annual maximum with comprehensive coverage and access to our largest network. |
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Delta Dental Individual and Family™ Premier Option TwoThis plan combines the advantages of our Premier Option One plan, with slightly higher out-of- pocket costs and a lower monthly cost. |
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Delta Dental Individual and Family™ PPO Value for SeniorsA cost-effective plan designed for people 65 and over. Includes 100% coverage for preventive and diagnostic services and discounts on basic and major restorative services. |
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Delta Dental Individual and Family™ EPOAn affordable plan with comprehensive coverage and access to a broad network. Coverage is available only with in network providers. |
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Coverage percentages displayed in the table above represent the percentage of the allowed amount that is covered by Delta Dental of Massachusetts, for in-network providers. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.
Why choose Delta Dental of Massachusetts for your Individual and Family Plan needs?
- We prioritize preventative dental care for our members: Most plans have no-cost preventive care, including fluoride and sealants.
- The nation's largest dental provider network: With 3 out of 4 dentists participating in a Delta Dental network, you’ll be sure to find an in-network dentists near your home or work.
- Effortless benefits: We make it easy to understand your benefits and offer a hassle free customer service experience.
- Learn more about the Delta Dental of Massachusetts Difference.
Delta Dental’s individual plans include:
- Up to 100% coverage for checkups, cleanings and preventive procedures
- Up to 100% coverage for fillings and most other basic restorative services
- Up to 60% coverage for major restorative, such as dentures
- Access to the largest network nationwide
- The nation’s most trusted and experienced dental benefits provider; your trusted smile partner, Delta Dental
- *Subscribers must be residents of Massachusetts and must be over the age of 18.
Frequently Asked Questions
What are Individual and Family plans and who are they for?
Which dentist accept these plans?
How much can I save by enrolling in a dental benefits plan?
Additional terms and conditions do apply.
Delta Dental of Massachusetts PPO and Premier insurance products are offered by Dental Service of Massachusetts, Inc. Delta Dental of Massachusetts EPO and Total Choice PPO insurance products are offered by DSM Massachusetts Insurance Company, Inc.
May only be purchased and used by those who have primary residence in Massachusetts.
The information provided in this website is a summary and is intended for illustration purposes only. Please see your Subscriber Certificate or other contract with Delta Dental of Massachusetts for complete details of your rights and obligations. Should any discrepancy arise, any such contract supersedes this illustration.
